Compare Investments
Informational comparison of investment options. This content is for education only — not investment advice.
SIP vs FD — Differences
SIP (Systematic Investment Plan): Invests in market-linked mutual funds. Returns fluctuate with market performance. Higher potential returns but higher risk. No guaranteed returns.
FD (Fixed Deposit): Bank fixed deposit with predetermined interest rate. Returns are typically fixed at the time of booking. Lower risk but usually lower potential returns than equity over long periods.
Each has different risk and return characteristics. Your choice depends on your risk profile, goals, and time horizon. We do not recommend one over the other — this is informational only.
Regular vs Direct Mutual Fund Plans
Regular plan: Bought through distributors (AMCs, banks, brokers). Includes distributor commission (expense ratio is higher).
Direct plan: Bought directly from AMC or direct platforms. No distributor commission (typically lower expense ratio, so higher potential net returns).
Cost difference is informational. We do not recommend any specific plan — investors should compare and decide based on their own research.
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Disclaimer: This page provides general information only. It does not constitute investment advice. Decisions are at the investor's own discretion.